ProReal Estate · Simulator
1031 Exchange Simulator
Defer capital gains, keep your equity working.
Assumptions
Capital gain
$900,000
Tax deferred
$225,000
Extra buying power
$225,000
| Line | Amount |
|---|---|
| Sale price | $1,500,000 |
| Cost basis | $600,000 |
| Gain | $900,000 |
| Tax deferred | $225,000 |
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Built by The Crimson Bench · Educational model, not financial advice
About the 1031 Exchange Simulator
Model the tax deferred by rolling sale proceeds into a like-kind property instead of paying gains today. Educational only.
It's built for directional planning: change any assumption and watch the whole projection move, the way a seasoned operator pressure-tests a plan before committing capital. Everything is computed live in your browser — nothing is sent anywhere.
How the 1031 Exchange Simulator Works
The model takes 3 assumptions and returns 3 headline metrics plus a full breakdown. Here is exactly what goes in and what comes out — no black box.
The Inputs
| Assumption | Example value |
|---|---|
| Sale price | $1,500,000 |
| Adjusted cost basis | $600,000 |
| Combined gains + recapture rate | 25% |
Worked Example
Every figure below is produced by the live model using the example assumptions above. Change any input in the simulator to see your own numbers.
Capital gain
$900,000
Tax deferred
$225,000
Extra buying power
$225,000
| Line | Amount |
|---|---|
| Sale price | $1,500,000 |
| Cost basis | $600,000 |
| Gain | $900,000 |
| Tax deferred | $225,000 |
The Operator's Read
A 1031 exchange lets you sell an investment property and reinvest 100% of the proceeds — the deferred tax stays working as equity in the next deal. Strict rules apply (45-day identification, 180-day close, a qualified intermediary), and the basis carries over. "Swap till you drop" can defer indefinitely. Educational only, not tax advice.
Assumptions & Limitations
- •The model is deterministic: it projects your inputs forward with clear arithmetic, not a Monte-Carlo or probabilistic forecast. It shows one scenario at a time — run several to bracket a range.
- •Defaults are illustrative benchmarks, not your business. Replace every field with your real numbers before drawing conclusions.
- •It abstracts away taxes, financing, seasonality, and one-off events unless a field explicitly captures them. Treat the output as a directional estimate.
- •This is an educational tool, not financial, investment, tax, or legal advice. Validate real decisions with a qualified professional.
Frequently Asked Questions
What does the 1031 Exchange Simulator calculate?
Model the tax deferred by rolling sale proceeds into a like-kind property instead of paying gains today. Educational only. It takes 3 assumptions — Sale price, Adjusted cost basis, Combined gains + recapture rate — and returns Capital gain, Tax deferred, Extra buying power, along with a full projection table you can export.
How do I use the 1031 Exchange Simulator?
Enter your own figures in the input fields above — Sale price, Adjusted cost basis, Combined gains + recapture rate, and the rest. The model recalculates instantly and shows the resulting Capital gain and full breakdown. No sign-up needed to run it.
Is the 1031 Exchange Simulator free?
Yes — you can run the simulator and see the headline results for free. Toolkit Pro unlocks the full projection table, Excel/PDF export, saved scenarios, and AI analysis: $180/mo, $1,728/yr, or unlock any 3 simulators for $20.
What's the difference between this and a free calculator?
A calculator answers one question. This simulator models the full picture — multiple linked assumptions, a projection table, and scenario comparison — the way an operator would build it in a spreadsheet, but instantly.
Who built the 1031 Exchange Simulator?
The Crimson Bench's Ivy League-educated operators — the same people we deploy into C-suites. This is the self-serve version of a model they'd build inside a live engagement.
Is this financial advice?
No. The 1031 Exchange Simulator is an educational modeling tool for directional planning — not financial, investment, tax, or legal advice. Validate any real decision with a qualified professional.
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The Crimson Bench · Est. 2002 · Founded in New York City
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