ProFinance · Simulator
1031 Exchange Tax Deferral Simulator
The tax a like-kind exchange defers.
Assumptions
Total tax deferred
$187,500
Capital gain
$600,000
Recapture tax deferred
$37,500
| Line | Amount |
|---|---|
| Capital gain | $600,000 |
| Cap gains tax | $150,000 |
| Recapture tax | $37,500 |
| Total deferred | $187,500 |
🔒 Save scenarios, export to Excel & PDF, run AI analysis, and unlock every simulator.
Unlock Toolkit Pro →Toolkit Pro
Save your scenarios, export to Excel & PDF, run AI analysis, and unlock every simulator — $180/mo, $1,728/yr, or any 3 for $20.
Built by The Crimson Bench · Educational model, not financial advice
About the 1031 Exchange Tax Deferral Simulator
Model a property sale to see the capital gains and depreciation-recapture tax a 1031 exchange lets you defer. Educational only, not tax advice.
It's built for directional planning: change any assumption and watch the whole projection move, the way a seasoned operator pressure-tests a plan before committing capital. Everything is computed live in your browser — nothing is sent anywhere.
How the 1031 Exchange Tax Deferral Simulator Works
The model takes 5 assumptions and returns 3 headline metrics plus a full breakdown. Here is exactly what goes in and what comes out — no black box.
The Inputs
| Assumption | Example value |
|---|---|
| Sale price | $1,000,000 |
| Original cost basis | $400,000 |
| Depreciation taken | $150,000 |
| Cap gains rate (fed + state) | 25% |
| Depreciation recapture rate | 25% |
Worked Example
Every figure below is produced by the live model using the example assumptions above. Change any input in the simulator to see your own numbers.
Total tax deferred
$187,500
Capital gain
$600,000
Recapture tax deferred
$37,500
| Line | Amount |
|---|---|
| Capital gain | $600,000 |
| Cap gains tax | $150,000 |
| Recapture tax | $37,500 |
| Total deferred | $187,500 |
The Operator's Read
A 1031 exchange defers this entire tax by rolling proceeds into like-kind property — so the money that would've gone to taxes keeps working and compounding for you. "Swap till you drop" can defer it indefinitely. Educational only, not tax advice.
Assumptions & Limitations
- •The model is deterministic: it projects your inputs forward with clear arithmetic, not a Monte-Carlo or probabilistic forecast. It shows one scenario at a time — run several to bracket a range.
- •Defaults are illustrative benchmarks, not your business. Replace every field with your real numbers before drawing conclusions.
- •It abstracts away taxes, financing, seasonality, and one-off events unless a field explicitly captures them. Treat the output as a directional estimate.
- •This is an educational tool, not financial, investment, tax, or legal advice. Validate real decisions with a qualified professional.
Frequently Asked Questions
What does the 1031 Exchange Tax Deferral Simulator calculate?
Model a property sale to see the capital gains and depreciation-recapture tax a 1031 exchange lets you defer. Educational only, not tax advice. It takes 5 assumptions — Sale price, Original cost basis, Depreciation taken, Cap gains rate (fed + state), Depreciation recapture rate — and returns Total tax deferred, Capital gain, Recapture tax deferred, along with a full projection table you can export.
How do I use the 1031 Exchange Tax Deferral Simulator?
Enter your own figures in the input fields above — Sale price, Original cost basis, Depreciation taken, and the rest. The model recalculates instantly and shows the resulting Total tax deferred and full breakdown. No sign-up needed to run it.
Is the 1031 Exchange Tax Deferral Simulator free?
Yes — you can run the simulator and see the headline results for free. Toolkit Pro unlocks the full projection table, Excel/PDF export, saved scenarios, and AI analysis: $180/mo, $1,728/yr, or unlock any 3 simulators for $20.
What's the difference between this and a free calculator?
A calculator answers one question. This simulator models the full picture — multiple linked assumptions, a projection table, and scenario comparison — the way an operator would build it in a spreadsheet, but instantly.
Who built the 1031 Exchange Tax Deferral Simulator?
The Crimson Bench's Ivy League-educated operators — the same people we deploy into C-suites. This is the self-serve version of a model they'd build inside a live engagement.
Is this financial advice?
No. The 1031 Exchange Tax Deferral Simulator is an educational modeling tool for directional planning — not financial, investment, tax, or legal advice. Validate any real decision with a qualified professional.
Related Finance Simulators
More models in the same category.
5-Year Financial Projection Simulator
A full P&L and cash projection you can defend to any board.
12-Month Cash Flow Simulator
Watch your cash balance month by month before it happens.
Loan Amortization Schedule
The full year-by-year breakdown of any loan.
Investment ROI-Over-Time Simulator
When does an investment actually pay for itself?
Annual Budget Simulator
Allocate revenue across departments and see the profit left.
Debt Payoff Schedule Simulator
The full year-by-year path out of debt.
The Crimson Bench · Est. 2002 · Founded in New York City
Need an operator, not just a model?
Verified corporate accounts only. Ivy League-educated. Flat-rate pricing. 14-day no-cause cancellation.
25,000+ Ivy League Executives · 150,000+ Global Consultants · 48-Hour Deployment